Pepkor Payments & Lending Credit Risk Internship

Pepkor Payments & Lending

Credit Risk Internship

Reference Number: PPL-84

Company: Pepkor Payments & Lending

Location: Cape Town, Western Cape

Job Type: Internship

Work Level: Student/Graduate

Employment Type: Temporary (1-2 Years)

Salary: Market Related

Posted: 2 hours ago

Application Deadline: 31 October 2025

Kickstart Your Career in Financial Services

Launch your professional journey with Pepkor Payments and Lending (PPL)! We are excited to offer graduate internship opportunities within our dynamic Credit Risk and Data & Analytics teams. This is your chance to apply your academic knowledge in a real-world setting, learn from industry experts, and make a tangible impact in the fast-paced world of financial services.

About Pepkor Payments and Lending (PPL)

Pepkor Payments and Lending is a division of Pepkor Trading (Pty) Ltd, forming part of the renowned Pepkor Group. We operate as a central support structure for Capfin and Tenacity Financial Services. Being embedded within one of South Africa’s largest and most trusted retail groups provides us with unparalleled advantages: significant scale, deep expertise, and a culture of innovation. At PPL, we develop and deliver specialised lending and payment solutions that not only drive the success of our retail partners but also enhance our own business performance.

What You Will Gain

  • Real-World Experience: Work on meaningful, impactful projects that contribute to business decisions.
  • Expert Mentorship: Receive guidance and support from skilled professionals in data science, credit risk, and business intelligence.
  • Technical Exposure: Gain hands-on experience with industry-leading tools and technologies such as SQL, Python, and Power BI.
  • Industry Insight: Develop a deep understanding of credit decisioning processes, data analysis techniques, and key business performance metrics.
  • Great Workplace Culture: Enjoy a friendly and supportive environment with fantastic perks, including a reward & recognition programme, an onsite games lounge, a wellness clinic, a subsidised canteen, and bi-monthly social events.

About the Role

As an intern, you will be integrated into our Data & Analytics and Credit Risk teams. Your key responsibilities will include:

  • Analyzing large datasets to identify business trends, customer behaviors, and potential risk patterns.
  • Building and maintaining reports and interactive dashboards to support strategic and operational decision-making.
  • Assisting in the development and application of predictive models to enhance business insights and risk assessment.
  • Gaining comprehensive exposure to the entire analytics pipeline, from Business Intelligence (BI) and credit analytics to data science processes.
  • Preparing and presenting clear, actionable insights to team members and stakeholders to influence business performance.

This role is perfectly suited for recent graduates who possess a passion for problem-solving, data interpretation, and thrive in a collaborative, fast-paced analytical environment.

Who We Are Looking For

We are seeking candidates who have:

  • A growth mindset and a genuine passion for transforming data into compelling stories.
  • Meticulous attention to detail and a commitment to accuracy.
  • Strong analytical and problem-solving capabilities.
  • The ability to work effectively both independently and as part of a collaborative team.
  • Excellent organizational skills and the capacity to prioritize tasks in a dynamic setting.

Minimum Requirements

  • A relevant degree in one of the following fields:
    • BCom in Economics, Data Science, Statistics, or an equivalent analytical qualification.
    • A Bachelor’s Degree in Data Science.
  • Knowledge of programming and analytics tools such as SQL, Python, or Power BI is a strong advantage.

How to Apply

If this opportunity aligns with your career aspirations, we would love to hear from you! Do not miss this chance to build a solid foundation for your future. Apply now to begin your journey with Pepkor Payments and Lending.

Preference will be given to candidates from designated Employment Equity (EE) groups, in line with Pepkor’s commitment to transformation and diversity.

Click here to apply online

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