Business Manager (Agric) Graduate: Commercial Banking

Company: Nedbank

Location: South Africa (various locations) – Limpopo (Polokwane), Mpumalanga (Middleburg/Ermelo), Western Cape (Worcester/George), Free‑State (Bloemfontein)

Job Family: Sales and Service

Career Stream: Relationship Management

Programme: Manage Self: Professional (MSP)

FAIS Affected: Yes

Job Purpose

Nedbank is looking for energetic and ambitious graduates to join our Business Manager Graduate: Agribusiness/Commercial Banking Programme. The programme is designed to develop future leaders in banking by offering extensive training, exposure to various business functions, and practical experience managing a commercial client portfolio.

Key Responsibilities

• Acquire new commercial clients with annual turnovers between R30m and R1bn through strategic prospecting and networking.
• Act as a trusted advisor to clients in specialised sectors such as Agriculture, Franchise, FinTech, and Manufacturing, consistently improving professional and personal skills.
• Monitor economic trends (e.g., green energy, sustainable agriculture) and apply this knowledge to client engagements and opportunity identification.
• Conduct ecosystem analysis to uncover acquisition possibilities and unlock value within the supply chain.
• Drive revenue growth by cross‑selling and up‑selling, leveraging industry knowledge and internal stakeholder relationships.
• Perform in‑depth financial needs analyses to pinpoint cross‑sell and up‑sell opportunities aligned with business goals.
• Carry out regular portfolio reviews with clients to discover and realise value‑added opportunities that support client retention.
• Engage proactively with clients, offering tailored financial solutions.
• Develop and implement a client engagement plan to ensure frequent interactions with all assigned clients.
• Build trust with key decision‑makers through regular, high‑quality interactions.
• Serve as the main bank interface for clients, maintaining comprehensive product knowledge and coordinating with relevant stakeholders.
• Communicate client feedback to internal teams, advocating for action and improvement.
• Recommend customised solutions that meet clients’ unique needs, consulting with stakeholders as needed.
• Manage all business risks and ensure regulatory compliance by following internal policies and procedures.
• Collaborate with the credit manager to manage portfolio credit risk and minimise potential impairment.
• Prepare and present complex credit applications, integrating industry expertise and core banking principles.
• Support digitisation of clients in line with the Fourth Industrial Revolution.
• Promote client awareness of sustainable development solutions that align with Nedbank’s purpose.

Qualifications

• Completed an NQF Level 8 with an honours degree in BCom (Agriculture Economics) or BSc (Agriculture). Minimum average score of 60%.
• Preference given to candidates from under‑represented groups.

Technical / Professional Knowledge

• Communication and negotiation strategies
• Governance, risk and controls awareness
• General systems and software proficiency
• Interpretation of financial information
• Industry trends and knowledge (Agriculture, Franchise, FinTech, Manufacturing)
• General regulatory knowledge
• Basic credit application preparation and presentation skills
• Understanding of credit risk assessment and asset pricing principles
• Business terminology and definitions

Exposure and Skills Developed

• Root cause analysis and problem solving
• Data and situation evaluation
• Risk minimisation strategies
• Stakeholder influence and buy‑in
• Group collaboration and alternative solution development
• Interaction with diverse individuals
• Relationship building with internal and external stakeholders
• Interaction across management levels
• Project management across multiple initiatives
• Team collaboration

Contact Information

Recruiting Team Phone: +27 860 555 566

Programme Lead: Veronica Manyike

Requisition Number: 143257

Closing Date: 17 December 2025

Open until filled.

For any queries, please contact the Nedbank Recruiting Team at +27 860 555 566.

Apply

To apply for this position, visit the official Nedbank careers site:

Apply for the Business Manager (Agric) Graduate: Commercial Banking role